Wildfire hardening

Wildfire hardening records and California home sales

Homeowners keep the record. Professionals help build it.

California's disclosure and insurance realities make mitigation records more valuable than ever. Here's what to track.

Wildfire risk is now part of buying, selling and insuring a home in California. Buyers want to know what has been done. Insurers want proof. Sellers need a clean way to show it. A dedicated wildfire hardening record answers all three.

Why a separate wildfire record matters

A general home improvement record is helpful, but insurers and buyers often want a focused view of fire-specific upgrades. A Wildfire Mitigation Record pulls only the fire-hardening improvements into one document — with dates, costs, contractors and photos.

What counts as wildfire hardening

Class A fire-rated roof

Metal, tile or composite shingles that resist ember ignition.

Ember-resistant vents

Vents covered with 1/8-inch mesh or finer to block flying embers.

Dual-pane or tempered windows

Less likely to shatter from radiant heat.

Non-combustible decking

Concrete, composite or other ignition-resistant materials.

Defensible-space clearing

Tree trimming, brush removal and non-flammable ground cover within zones 0–30 feet.

Fire-rated siding

Stucco, fiber cement, brick or other non-combustible exterior.

How WiseRaven tracks it

When a receipt mentions any of the upgrades above, WiseRaven suggests the Wildfire toggle and shows the matching words. The homeowner can confirm or override it. The result is a clean, filtered report that includes only fire-hardening work — ready for an insurer, buyer or disclosure packet.

When to use the report

  • Insurance renewals: Show proof of mitigation to support a lower risk profile.
  • Listing disclosures: Attach the report to disclosure packets so buyers see the work upfront.
  • Buyer due diligence: Give buyers a record of what was done and when.
  • Compliance documentation: Keep a dated record for local wildfire ordinances.

A competitive edge for California agents

Agents who can hand a seller a wildfire mitigation record — or give a buyer confidence in the home's defensibility — stand out in a market where fire risk is top of mind. It's a small addition to the closing gift that can pay off at renewal or resale time.